No one sets out on a drive expecting to be involved in a car accident, but it still occurs. When in an accident, it is even less expected for the other driver involved to be uninsured. Unfortunately, this is a circumstance some drivers find themselves in, and it can cause quite the headache when it comes to reaching a resolution for the damages.
One-In-Five Nevada Motorists Are Uninsured
Being involved in a car crash is a frustrating situation to be in, especially when you’re not at fault. It can be even more frustrating when the other driver is uninsured and you fear that now the damages must come out-of-pocket.
Unfortunately, this scenario is far too common in Nevada. Insurance Journal published an article in May of 2018 stating, “Nevada has 1.9 million drivers and 2.5 million registered vehicles,” state Department of Motor Vehicles spokesman Kevin Malone said. He said estimates put the number of uninsured motorists at up to 20 percent.” When the chances of being involved in a collision with an uninsured motorist are 1 in 5, the only way to ensure that you are protected is by having Uninsured Motorist coverage through your insurance company.
What About Underinsured Motorists?
In addition to uninsured motorists in Nevada, the number of underinsured motorists is just as alarming. The article also states that as high as 31 percent of Nevada motorists are underinsured and only maintain the minimum coverage required by the state.
If you do not have Uninsured/Underinsured Motorist coverage (UM/UIM coverage) on your auto policy, you must change that today! UM/UIM coverage pays for medical bills and pain/suffering for you and your passengers in the event an at-fault uninsured driver or an at-fault driver with not enough liability coverage causes a collision.
How can you stay protected?
You can’t control how much coverage other motorists choose, but you can make sure that all of your bases are covered. Being involved in an accident with a driver that is uninsured or underinsured can be frustrating, and there are many factors that need to be considered in order to get you the full and fair compensation that you deserve. If you are involved in an auto accident with an uninsured motorist, make sure that you seek legal representation with the attorneys at Eric Blank Injury Attorneys. Our expertise will help guide you through the process of resolving your case completely. Contact us today!
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