Curious about workers' compensation? Today we thought we would go over some of the most common questions with these cases. Take a look and reach out to our team if you have any further questions.
There are various types of workers' compensation, including:
If you suffer from a work-related injury or illness, workers' compensation should cover your medical costs. This includes hospital check-ups, treatments, examinations, physical therapy, medical equipment (such as wheelchairs), and medication.
Coverage should remain in place until you are fully recovered and able to return to work.
There are situations where a work-related injury prevents you from returning to your previous job. In that case, workers' compensation will cover the cost of physical therapy or work rehabilitation so that you may learn new skills to be employed in another role. Workers’ comp should cover any training or qualifications you may need.
In the tragic event that a worker passes away due to a work-related injury or illness, workers' compensation should provide some financial protection for the worker's family. The benefit can cover funeral costs or loss of income. There's a limit on the coverage amount, which changes depending on which state you're in.
Workers' compensation covers four types of disability caused by work-related injury or illness:
If you're left partially disabled by a work-related injury or illness that leaves you unable to perform your job, your company might opt to give you work that you can manage, or they might ask you to stay at home. Either way, workers' compensation will cover medical expenses and loss of income during this period.
If you're left totally disabled for a temporary period, workers' compensation will cover your loss of income, in addition to medical expenses and rehabilitation treatment.
This applies if you're left partially disabled permanently due to a work-related injury or illness. The benefit covers your loss of income and medical expenses, but there is often a limit on how long payments will last.
In this case, you are left entirely disabled permanently, and you're unable to return to work for your employer. Typically, the benefit will cover your medical expenses and provide payments for life.
You must notify your employer of your injury or illness as soon as possible. There are time limits, which vary by state, in which you must report the problem to your company to receive workers' compensation.
As your employer is in charge of covering your workers’ compensation, they are in control of choosing which doctors you can visit.
As long as the injury is work-related, you'll be entitled to workers' compensation, regardless of whether it was your fault or not.
A personal injury lawyer can help give you the best possible chance of winning your workers’ compensation case. They will help you in putting together medical evidence to support your case, they can help you reach a monetary settlement, and they can be your official representative during the workers' compensation hearing. Are you in need of a personal injury or workers' compensation attorney? Get BETTER with BLANK today!
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The information you obtain at this site is not, nor is it intended to be, legal advice. You should consult an attorney for advice regarding your individual situation. Contacting us does not create an attorney-client relationship.